Start with the price, then read what the price buys
Monthly plans across this category span €0.91 to €68.38, so the gap between the cheapest and the most expensive app is wide. That single figure is why price is the first filter and not the last one. Start by checking each app's monthly range, then ask what sits behind the lower and upper ends.
CrushOn.AI lists a monthly range of $3.90 to $14.90. Dippy AI lists a monthly range of $4.99 to $12.99 and also publishes a yearly range of $2.50 to $10. A yearly figure is the number to compare against a monthly one, because a lower monthly rate can still cost more over a full year.
Free access changes the maths. An app that is free to talk to for a while may suit a reader who wants to try the format, while a pay-as-you-go model suits someone who wants control. Decide which pattern fits before you pay anything, and read the AI girlfriend apps ranking to see how the listed apps sit against each other.
Compare what is free and what costs extra
The clearest difference in this group is the free tier. Dippy AI offers unlimited free messages with an ad-supported free tier.
Those lines are not comparable at a glance, so normalize them. Unlimited free messages is a different proposition from a daily allowance, and a daily allowance is different again from a weekly allowance plus a small gallery. Write the limits down next to each other before deciding which trade suits you.
Paid extras are named clearly. CrushOn.AI's credit model works as Coins 1:1 to bonus messages; buy message packs. Dippy AI sells coins in packs. Each of these apps offers free and premium model options, so the model tier is not the thing that separates them. The credit system is.
Look at how the app handles age and adult content
These apps are for adults, and each one states its own position on that. CrushOn.AI runs unfiltered adult chat, bars minors, and handles age checks as 18+ self-declared at signup, no ID check. Dippy AI's approach is App Store 18+ rating with Age Assurance controls, and its mature themes are limited by in-app controls. yoummee is adults-only and kink-first, and its age verification works as Self-declared 18+; date of birth collected.
A self-declaration and a document check are not the same safeguard. A date of birth sits closer to a self-declaration than to a document check. If the strength of age assurance matters to you, that is a differentiator rather than a detail, and it is worth reading alongside the CrushOn.AI and yoummee reviews.
Content position matters too. An app built around unfiltered chat and an app built around a specific kink niche are aimed at different readers. Neither is a better product, but they are not interchangeable.
Read the privacy terms as carefully as the price
Each app says chats are used to train models, and the difference is in the detail. CrushOn.AI states that chats are used to train models with deletion on request. Dippy AI states that chats are de-identified and used to train models, and are retained while in use. yoummee says the companion remembers you and that deleting wipes memories.
De-identification and deletion on request are two different protections, and so is memory that disappears when you delete. Check which one you are relying on before you share anything personal. The full Dippy AI review covers the data terms in more detail, and the ranking page groups the privacy position of each listed app.
Check memory, personas and what the app is built for
Memory is where these apps differ most in daily use. CrushOn.AI uses Tier-based; 100+ message recall on higher tiers. Dippy AI is described as friends that learn about you, with long-term memory. yoummee says the companion remembers you.
Tier-based memory means the recall you get depends on the plan you pay for, so a free trial will not show you the full behaviour. On CrushOn.AI the wider recall sits on the higher tiers, so it is a paid feature rather than a default one.
Personas and platforms narrow the choice too. CrushOn.AI offers female, male and anime personas on web and on iOS and Android apps, and has been running since 2023. Dippy AI offers female, male and anime personas on iOS only, and holds an App Store rating of App Store (US) 4.3/5 from 2,384 ratings. Platform availability alone can rule an app out. Voice and roleplay appear on every app here, and Dippy AI also offers image generation.
Check who stands behind the app and where
The legal entity and headquarters tell you which jurisdiction's rules apply to your chats. CrushOn.AI is operated by TECHIEPIE LTD with headquarters in CY. Dippy AI is operated by Impel Intelligence, Inc. with headquarters in US. A company in your own country may be easier to contact about a billing problem than one that is not.
Support is the practical test of that. CrushOn.AI offers email, a help centre and a community, while Dippy AI lists email only. If you expect to need help with a subscription, check which channels the app actually runs before you subscribe.
Put the pieces together in one place
A workable comparison runs like this: monthly and yearly price, free allowance, credit system, age and content position, memory, platforms, legal entity and support. Fill that grid in for every app you are considering, using each app's own terms as the source.
Then use the rankings and reviews to fill the gaps. The AI girlfriend apps ranking gives a side-by-side view, and individual reviews such as CrushOn.AI, Dippy AI and yoummee cover the detail behind each entry. Apps outside this group, including Insieme.AI, OPPA and Talkie, can be measured on the same grid.