Updated October 17, 2026 · CompanionCue Editorial Team
Joi vs Secrets.AI
Joi
Secrets.AI
Higher score in this comparison
Joi vs Secrets.AI: the differences
| Compare | ||
|---|---|---|
| What is free | Free Basic plan; romantic messages cost 4 Neurons | 20 messages/day free; no moments purchase |
| Adult content policy | 18+ only, unfiltered NSFW, zero-tolerance CSAM | No content filters; adult roleplay allowed |
| Memory | Models learn your kinks and preferences over chats | Basic free; Premium 4x; Ultimate 6x memories |
| Credit system | Neurons; 4 per message, up to 120 per photo | 8,000 moments/mo Premium; 15,000 Ultimate |
| Platforms | Web | Web, Mobile app, Desktop app, DiscordCovers more |
| Personas | Female, Male, AnimeCovers more | Female |
| Monthly price | Not confirmed | $19.99 |
| Privacy and data | Data kept while subscribed; delete profile to erase; chats used to train AI | Not confirmed |
| Age verification | 18+ confirmation, age checks via external provider | Not confirmed |
| Yearly price | Not confirmed | $9.17 |
Same on both: Voice (Yes), Image generation (Yes), Video generation (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Secrets.AI scores higher overall: 9.0 vs 8.5.
- Platforms: only Secrets.AI offers Mobile app, Desktop app, Discord.
- Personas: only Joi offers Male, Anime.
Our verdict on each
Joi
Joi suits adults who want roleplay, voice and unfiltered chat in a single web service, and who are comfortable paying in credits for photos. A free Basic plan exists, though romantic messages draw a Neuron charge, and a photo view costs Photo view costs up to 120 Neurons depending on the theme.
Secrets.AI
Secrets.AI suits adults who want unfiltered roleplay with media and voice in one place, and who can pay a mid-range monthly fee. It scores 4 overall, with image and video generation included and a moment allowance of 8,000 moments/mo Premium; 15,000 Ultimate.
Score breakdown
| Area | Joi | Secrets.AI |
|---|---|---|
| Cost | Not confirmed | 8.8Monthly fee is $19.99, yearly billing is $9.17, and the free tier covers 20 messages/day free; no moments purchase. |
| Offer | 9.1 | 9.3Higher |
Positions in our rankings
| Ranking | Joi | Secrets.AI |
|---|---|---|
| AI girlfriend apps | 21 of 206 | 19 of 206 |
| AI roleplay and character chat | 16 of 104 | 15 of 104 |
| NSFW AI image and video generators | 18 of 139 | 16 of 139 |
| Free AI girlfriend apps | 13 of 102 | 12 of 102 |
| NSFW AI video generators | 18 of 133 | 16 of 133 |
Which one suits you
Pick Joi if personas matter most.
Pick Secrets.AI if platforms matter most.
Every fact side by side
| Fact | Joi | Secrets.AI |
|---|---|---|
| Pricing model | Free, Premium | Free, Premium |
| Features | Voice, Roleplay | Voice, Roleplay |
| Legal entity | Novi Limited (HE 407352) | Secret Labs Inc. |
| Headquarters | Cyprus | United States |
| Support channels | Email, Help centre, Community | Email, Help centre, Community |
AI generators
| Fact | Joi | Secrets.AI |
|---|---|---|
| Credits per image | Photo view costs up to 120 Neurons depending on the theme | 50 moments per image, 100 for 2K |
| Maximum resolution | Not confirmed | 2K |
| Video generation | Yes | Yes |
| Commercial use | No | Not confirmed |
| Images per month | Not confirmed | 160 |
Where each stands against the rest
| Fact | Joi | Secrets.AI | Median |
|---|---|---|---|
| Monthly price | Not confirmed | $19.99above the median | $14.99 |
| Yearly price | Not confirmed | $9.17at the median | $9.17 |
Median across 67 listed AI companions.
Pros and cons
Joi
Pros
- Roleplay and voice are both built in, as voice and roleplay lists them together.
- Image generation and video generation are both available, and a photo view costs Photo view costs up to 120 Neurons depending on the theme.
- A free Basic plan exists, though Free Basic plan; romantic messages cost 4 Neurons shows romantic messages still cost Neurons.
Cons
- Chats are used to train the AI, and data is kept for as long as the subscription runs, with profile deletion as the erasure step.
- Support runs on email, help centre and community, with no phone line listed among the channels.
- Commercial use is no, so the service is for personal use only.
Secrets.AI
Pros
- Adult roleplay is allowed with no content filters, as No content filters; adult roleplay allowed sets out.
- Image generation and video generation are both included, which is uncommon in this category.
- Free access gives 20 messages/day free; no moments purchase, so a paid plan is optional.
Cons
- The monthly fee of $19.99 sits above the site median of €13.15.
- Moments are the limiting unit: 50 moments per image, 100 for 2K means image use draws down the allowance quickly.
- Moments cannot be bought on the free tier, per 20 messages/day free; no moments purchase.
Who each suits
Joi
Who it suits
- Adults who want voice and roleplay in the same service, as voice and roleplay lists both.
- Readers comfortable with a credit model, since Neurons; 4 per message, up to 120 per photo sets the cost per message and per photo.
- People who want female, male and anime personas through female, male and anime.
Who should look elsewhere
- Anyone who wants unlimited free messages: Dippy AI runs on Unlimited free messages; ad-supported free tier.
- Readers who want a large daily free allowance, set out for CrushOn.AI in Free tier, ~100 messages per day.
- People who want an allowance that stays free without a credit balance, as set out in Free forever: 5 AI msgs/day, 1 menu/week, 50 gallery.
Secrets.AI
Who it suits
- Adults who want image and video output without a second subscription
- Readers who want adult roleplay without content filters
- People happy to pay a mid-range monthly fee of $19.99
Who should look elsewhere
- Readers on a tight budget, since $19.99 is above the site median of €13.15
- Those wanting chat only, as 50 moments per image, 100 for 2K applies to every image
- Readers who want male personas, since female covers female personas only
Country by country
| Country | Joi | Secrets.AI |
|---|---|---|
| Afghanistan | Yes | No |
| Aland Islands | Yes | No |
| Albania | Yes | No |
| Algeria | Yes | No |
| American Samoa | Yes | No |
| Andorra | Yes | No |
| Angola | Yes | No |
| Anguilla | Yes | No |
8 of 250 countries where either is available.
Questions about each
Joi
How much does Joi cost?+
Joi runs on a free Basic plan, and Free Basic plan; romantic messages cost 4 Neurons is where the cost first appears, because romantic messages are charged in Neurons even on the free plan. Neurons; 4 per message, up to 120 per photo sets the unit and the per message rate, with a larger charge for photos. Start low, then check usage before committing to a paid tier.
What does it cost to see a photo?+
Photos are charged separately from messages. Photo view costs up to 120 Neurons depending on the theme gives the stated cost of a photo view, and the same Neuron unit appears in Neurons; 4 per message, up to 120 per photo for messages. For readers who ask for images often, media spending can outweigh chat spending, so the free plan is most useful for text first.
Secrets.AI
How much does Secrets.AI cost a month?+
Monthly billing is $19.99, and the yearly rate is lower at $9.17. Paid plans are metered in moments, with 8,000 moments/mo Premium; 15,000 Ultimate setting the monthly allowance for each tier. Generation draws on the same balance, so heavier use of images and video reduces how much is left for chat.
What can I use without paying?+
The free tier allows 20 messages/day free; no moments purchase, which is a daily message allowance. Moments cannot be bought on that tier, so free use is limited to conversation. Image and video generation are part of the service, but they draw on the moment balance described in 8,000 moments/mo Premium; 15,000 Ultimate, which sits on the paid plans.